melcreada: (bitch needs to man the fudge up)

Jeep is violently shaking when I hit a certain speed, either accelerating or decelerating. Oh, 2012...it is too early for you to start kicking my ass.

In refinancing news (achieving a New Years resolution wot wot), am trying to decide whether or not to pay my closing costs up front or roll them back into the loan. I don't really have $3K lying around but if I roll it into the loan, I will be paying PMI and thus less principal on the house. It feels like I am going backwards, especially if I do the 30 year loan instead of the 20 year one.



Yeah, like that.

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melcreada

February 2018

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